Who we are
Equipment Finance Professionals

Years of Experience
Whether your sole focus is a great rate, or flexibility, we can find what you need. We can discuss term options and find the product that best fits.
Whether you’re starting a business or own a business long-term, our team will find a lender with the best options.
Buying more stock? Paying for an expensive fit out? Covering the costs of tools and equipment? We’ve got you sorted.
Buying a truck and trailer? We’ve worked with companies from start-ups to family-owned businesses. We work until we find the best option for you.
Who Are We As A Company?

Our Founder
Steven Emms
Steven started his finance career in 2015 at Rapid Finance before moving on to Savvy Finance and Stratton Finance. Motivated to start his own business, he used his passion for finance to build relationships and network with likeminded people throughout his journey. He stands on consistently meeting customer expectations, which is the foundation for his current company, speaking finance.
Before finance, Steven served in the army and deployed to the Solomon Islands in 2010. He earned his private pilot license in 2008 and worked in the railways in several roles for 5 years before moving into finance. Steven’s experiences serve him well in relating to all sorts of customers from different walks of life.
Speaking Finance today has become a trusted and respected finance firm that Steven is extremely proud of. Many customers become lifelong friends and depend on the company for outstanding short- and long-term outcomes.
How Speaking Finance Does It
Current Strategy Focus
1. Functionality (Efficiency & Responsibility)
- Procedures, policies & workflows are implemented, understood and utilised across the business
- Clear roles, responsibilities & KPI’s
- Steve is freed up to spend more time on Business development
- Leaders focused on Black & Blue activities
2. Training (Capability)
- We commit to continual learning & training
- Career development plans are implemented
- Structured training on sales and communication skills occurs regularly
3. Culture & Leadership (People & Direction)
- We understand & demonstrate our values
- Our leaders are inspiring & mentoring their teams
- People are empowered in their role
- We are going beyond expectations with our clients

Why Choose Us
We Make Finance Solutions Black & White
Talk to the team who knows how to connect, discover and execute.
Are team are passionate about getting real solutions for our clients. Their success is our success.
We genuinely care about our clients needs and look out to make sure they get the support they deserve.
We wholeheartedly embrace the journey of continuous learning and personal growth.